Reach a new world of financial opportunities

Accelerate your

and increase your

Turn every invoice into an investment or financing opportunity with dynamic discounting

Get early access  →
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la french Tech partenaire Kresus start up en fintech
partenaire Kresus start up en fintech
In excess of cash ?
In need of cash ?

Dynamic discounting, your best investment

The first secure solution for investing cash within your supplier base thanks to dynamic discounting

Risk-free and guaranteed financial investment

Unique returns between 6 and 18% per annum

An enriched customer-supplier relationship

About Kresus

1

Offer

Create discount policies and assign them to your customer or supplier invoices.

2

Pay

Your trade relationships accept early payment discounting opportunities at the corresponding rate.

3

Save

Funds are transferred from customer account to supplier account
without delay.

See it by yourself ...

Responsible, risk-free investment of your cash.

Designed for you and your trusted business partners. Real win-win deals.
Finally.

Evolving rates and secure transfer dates

Offer daily updated discounting rates to your business partners.No more empty promises of payment thanks to guaranteed transfer dates.

Easy onboarding of your clients ans suppliers.

Quickly onboard all your business relationship in your discount policies thanks to a tailor-made and intuitive experience.

Integrated to your business tools

Connect Kresus to all your treasury, invoicing and operational tools thanks to our secured API and connectors.Monitor your activity with intelligence and pass on the right information along your company

Attentive to your needs

Our experts are at your disposal for any issues and specific needs. We will help you get the most of out Kresus, helping you onboard your partners, and your teammates.

Your data protection is our priority

At Kresus, we take the security of the information you share with us very seriously and all the data we store is encrypted using the same high-performance algorithms used by banks.

Learn more about our data protection policy ...

Dynamic discounting, your best financing

The first secure solution for financing your cash flow within your customer account thanks to dynamic discounting

No eligibility requirements

No additional debt

An enriched customer-supplier relationship

How it works ?

1

Offer

Create discount policies and assign them to your customer or supplier invoices.

2

Collect

Your trade relationships accept early payment discounting opportunities at the corresponding rate.

3

Enjoy

Funds are transferred from customer account to supplier account
without delay.

See it by yourself ...

Responsible, risk-free financing of your cash flow.

Designed for you and your trusted business partners. Real win-win deals.
Finally.

Evolving rates and secure transfer dates

Offer daily updated discounting rates to your business partners.
No more empty promises of payment thanks to guaranteed transfer dates.

Easy onboarding of your clients and suppliers.

Quickly onboard all your business relationship in your discount policies thanks to a tailor-made and intuitive experience.

Integrated to your business tools

Connect Kresus to all your treasury, invoicing and operational tools thanks to our secured API and connectors. Monitor your activity with intelligence and pass on the right information along your company

Attentive to your needs

Our experts are at your disposal for any issues and specific needs. We will help you get the most of out Kresus, helping you onboard your partners, and your teammates.

Protecting your data is our priority

At Kresus, we take the security of data you share very seriously. All data we store is encrypted using the same high-performance algorithms used by banks.

Learn more about our data protection policy ...
Amaury Chevreux
CFO @ Ekwateur

"A great solution to mobilise cash to good effect, and increase margins."

Madani IHMAD
CEO @ Renkö

"Kresus puts the customer-supplier relationship back at the heart of value creation."

NICOLAS PARENT
CFO @ GoConcept

"Kresus provides all the flexibility and agility needed to drive cash properly these days."

sIMON DALLER
Treasury Manager @ Mantu

"More profitable than traditional term accounts and bankbooks, without taking any risk".

Maxime Rouby
Owner @ Menuiserie ROUBY

"Kresus increases our cash flow without going through our banker. On top of that, our customers love it."

Download our guidebook

Find out how to turn early payment discounting into a powerful financial weapon for your company. With this actionable guidebook, Kresus aims to help CFOs and business leaders implement an innovative and sound financial strategy.

Download the full guide

Q&A

Is Kresus affiliated with a bank or finance/placement company?

No. Kresus is fully independent. We are not a bank nor a financial institution. Kresus is a SaaS solution that allows you to exchange early payment opportunities with your traderelationships in order to get paid faster, increase your margins and enhance your business relationships.

Is Kresus available to all companies ?

Yes. Kresus is available to all companies, regardless of credit score, financial rating, debt level or geographical scope.

May I choose the invoices that will be subject to an early payment discount offer?

Yes. You have full control over the invoices that are subject to early payment offers. Whether it's an invoice, a specific customer/supplier pool or your whole invoicing, you will always have control over what is happening.

Do I keep full control on my cash outflows?

Yes. No early payment will be made without manual validation and strong authentication on your side.

Do financial flows go through Kresus?

No. We do not collect on behalf of third parties. The funds are transferred from customer account to supplier account and we do not intervene in the flow.

How do I inform my trade relationships that I am using Kresus?

Kresus works as a secure network. You can connect with your business relationships by searching for them in the Kresus network. If they are not yet registered, you can invite them by simply entering their email addresses. They will then be invited to create their Guest account. It's that easy!

How does Kresus get paid?

Kresus charges a percentage of the discount created on each transaction, which may vary according to specific plans. Guest users are not charged. Billing is monthly (on the 1st of each month), and amounts to the total of the previous month's commissions, called service fees.